Investing in Portuguese Real Estate

Easy and Understandable Legal Guidance on How to Buy Property in Portugal

Are you considering purchasing a property in Portugal?

As far as investments are concerned, the Portuguese Real Estate Market is attracting more and more international attention. Unlike stocks or bonds, real estate is tangible and in Portugal that means a place in the sun. But aside from vision, Portugal offers rule of law, integration with the European Union with visa-free travel throughout the bloc, linguistic and cultural connections with South America and Africa, stable yields and an undersupply of properties.

There’s also safety, freedom, gastronomy and a lower per square meter cost than in other European nations. When combined, these factors create a predictable investment climate with long-term growth for this asset.

Our real estate lawyers will guide you through the process step-by-step.

How can a lawyer help me?

Before agreeing to invest in real estate in a new and unfamiliar market, it’s crucial to search for the right type of property. This means not only researching different locations and analyse the marketplace but whether it’s a city apartment, beach villa, a business or even rural land.

Identifying the property you’d like to own is an important first step. However, it’s also essential to ensure that the property matches your expectations and is without issue. This includes checking that the documentation is authentic, such as purchase/sale contracts and, where necessary, mortgages. Furthermore, to ensure that there are no unexpected surprises, a strong lawyer will even assess the build quality. 

At Lexidy, our Real Estate lawyers have extensive knowledge and experience in all types of procedures and services related to investing in property. 

As a first step, we recommend appointing the right legal advice before considering a purchase in Portugal.

Make sure your property purchase is risk-free with us!

¨We will be with you each step of the journey.¨


How can I buy a Property?

Every investor in Portugal’s real estate market requires a Portuguese Tax ID number, or NIF. This type of ID is required for virtually all transactions or essential activities in the country. These documents are quite common throughout the European Union.

Your NIF is needed to open a Portuguese bank account and appears on all the paperwork that you sign or receive when buying property, such as completing the final deed. 

Our team of real estate lawyers at Lexidy LegalTech Boutique are here to help you with the process of purchasing property in Portugal. From obtaining a NIF and opening a bank account to performing due diligence on the property and protecting your rights.

What’s the Process of purchasing a property?

For most investors, the procedures follows the steps below:

1. Tax and Budget planning:

Taxes and fees are mostly paid by the buyer and vary throughout Portugal’s regions. They typically include the following:

  • Property transfer tax that varies from 1% to 8%, depending on the purchase price
  • Stamp duty of 0.8%
  • Notary costs, title deed tax and land registration fee of 1% to 2.5%

2. Obtain a NIF

Obtaining your Portuguese Tax ID Number and opening a local bank account will simplify much of the process.

3. Search for properties

Our Real Estate lawyers are familiar with the local marketplace and will help you identify the property that you’re looking for.

4. Mortgage terms

If you’re considering applying for a mortgage, only those that are 30 years old or younger can negotiate a 40-year mortgage. 

5. Reservation agreement and Letter of Intent

This agreement grants you total control when purchasing the property. For example, it can prevent the seller from continuing to list the property. Our lawyers will draft a Letter of Intent that protects your rights should your’s or the seller’s circumstances change. 

6. Perform Due Diligence

An experienced real estate lawyer will make it their priority to ensure the purchase is flawless. They will investigate things like hidden debts, the asset’s quality and explore tax relief. This step also allows for negotiation of the price and other terms. 

7. Sign a Promissory Agreement

 Make a down payment as a guarantee for both parties.

8. Sign a Purchase Deed

 The parties meet to sign the property’s purchase deed at the Public Notary’s Office.

9. Taxes and fees

Once the property is purchased, it’s essential to register the property with the tax authorities, settle all necessary taxes, contract utility bill companies and obtain insurance.


Our team of Real Estate Lawyers have decades of experience across property law and are well-versed in the process and intricacies of investing in this asset class. Our English-speaking team is here to help you.


We are a department formed by qualified legal experts who have been trained in the field of real estate law. We work on these requests every day and it’s our passion. For us, Lexidy is a way of life and what excites us the most is to be able to deliver the happiness and satisfaction of a successful real estate process. We want to help you achieve your goals and dreams.

Real Estate Lawyer

Bettino Zanini

Pedro Saldanha
Real Estate Lawyer

Pedro Poiret Saldanha

Real Estate Lawyer

Bettino Zanini

Bettino is originally from Rio de Janeiro, Brazil. He has worked as an associate lawyer in Brazil, in litigation and consultancy, notably with civil law, real estate law, intellectual property law, and public law. He has a law degree from Pontificia Universidade Católica of Rio de Janeiro (PUC-Rio), he holds a specialist diploma in Public Law and Regulation from FGV – Rio de Janeiro Law School, and currently is a Master’s Degree candidate of Administrative Law at the University of Lisbon. He has been a member of the Brazilian Bar Association (OAB) since 2011 and a member of the Portuguese Bar Association (OA) since May 2017. At Lexidy, he supports immigration and Corporate Departments. Languages: English, Portuguese & French.

Real Estate Lawyer

Pedro Poiret Saldanha

Pedro was born and raised in Lisbon. He studied Law at the University of Lisbon, where he graduated, and he has a Master’s degree in Law and Economics of the Sea. During his studies he got to try life in Genova, Italy, where he was part of the Erasmus experience. Pedro is a registered in the Portuguese Bar Association (OA) as a Lawyer, and he has experience in fields such as Corporate, Energy, Immigration and Real Estate Law. At Lexidy, he works in the Real Estate department, and he intends to combine his legal expertise and soft skills with his interest with other cultures and international clients. Languages: Portuguese, English, Spanish, Italian and French.


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