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How to Get a Golden Visa in Spain

Our lawyers will assist you with every step of obtaining one of Europe’s most attractive and privileged investor visas. All you have to do is provide proof of investment – the rest is on us.

This permit offers many advantages to its holders. This is the fastest and most privileged permit in Spain.

You can either apply at the embassy in your home country or in Spain. All of your legal questions and Spanish residency issues will be handled professionally by our lawyers.

Your Options For a Golden Visa

€500,000

Investment in all types of Real Estate assets in Spain

€1 MILLION

Saved in a Spanish bank account or financial institution

€1 MILLION

Invested in Spanish stocks or investment funds

¨We will be with you each step of the journey.¨

 

How can a lawyer help with the Golden Visa?

Our lawyers can speed up the procedure to apply for Golden Visa or residence permits. We have detailed information about the process and the legal jurisdictions that work fastest. 

Also, we can complete the forms for you and review the paperwork to see if it meets the requirements for this investor visa.

Lexidy’s immigration attorneys will assess the quality of your investment property. They will ensure that your investment is the right one for your Spanish residency.

Our partnerships with health insurance companies, juror translators or international schools will make your first experience in Spain even more enjoyable. We offer full assistance in Spanish, English, French or Italian. 

The Golden Visa is the residence permit for Spain with the most benefits and the simplest procedure. With this visa, you and your family can work in Spain straight away.

To do so, you must invest: 

  • at least €500,000, net of taxes or charges in real estate
  • deposit €1 million  in a Spanish bank account
  • or purchase €1 million in stocks of Spanish companies

Our FAQ can help you if you have any questions.

There are two ways to apply for a Golden Visa. You can do it from your country of legal residence with the local Consulate. They will grant a one-year residence visa and you can extend this after arriving in Spain.

You can also apply during a 90-day stay as a tourist. In this case, you can apply directly for the residence permit and receive a  two-year investor visa.

Real Estate Investment

For this approach, you must invest at least €500,000 in one or more properties. The investment cannot include taxes, fees or a mortgage.

Our team of Real Estate lawyers can assist you with the process of purchasing a property, in person or remotely.

You can renew your Golden Visa by simply showing that you still hold your investment. You must also show that you have sufficient financial means to live in Spain and a valid medical insurance policy. 

You don’t need to live in Spain to renew your residence. You only need to visit the country once during the validity of your visa.

Process of getting the Spanish Golden Visa

1. Make an Investment

The first step toward Spanish residency is to make the investment.

This can be:

  • €500,000 real estate purchase
  • €1 million deposit in a Spanish bank account
  • or €1 million investment in Spanish stocks

We recommend having a bank account in Spain to simplify this step. Our lawyers can open a bank account for you via Power of Attorney.

2. Gather the documentation 

Next, you need to obtain all the necessary documents, like a bank or criminal record certificate, for the investor visa. All public documents must be legalised and those not in Spanish must be translated by a certified, sworn translator.

3. Golden Visa application

Applying from your country

You can apply for the Golden Visa program at the Consulate or Embassy of your place of legal residence once you have made your investment.

Once the application for the investor visa has been approved, you will be granted a one-year residence Visa. After your arrival in Spain, you can switch your one-year Visa to a two-year residency permit at any time.

Applying in Spain

You can also apply for a Golden Visa during your 90-day stay as a tourist in Spain. With this approach, you can apply for a residence and work permit, which will be granted for two years.

Both ways of applying give the Spanish Golden Visa holder the right to visa-free travel throughout the EU’s Schengen area.

4. Obtaining a Foreign ID Card

You must register for a Foreign ID card or residence card (known as a TIE) once you have been granted a residence permit in Spain.

After 10 years of living in Spain with the investor visa, the holder can apply for Spanish citizenship and get a Spanish passport.

The Spanish Golden Visa program has one leading criteria, which is to make an investment in Spain. There are several ways to qualify for Spanish residency via investment. However, the visa applicant must show the following documentation for each of the asset classes.

Real Estate:

The visa application must have a certificate of domains and Land Registry charges. It must also have the deed of sale for any assets that you buy. 

Investing in Spanish shares:

The residency permit application via Spain’s stock market requires a declaration from the Investment Registry of the Ministry of Economy. There must also be a certificate from a registered financial intermediary.

Spanish Government Bonds:

For this type of asset, there should be a certificate from Banco de Espana or the financial institution which manages the investment and who are its holders and/or owners. Banco de Espana is the central bank of Spain.

Bank Deposit Investment:

The applicant must provide a certificate issued by the financial institution that states they are responsible for that deposit.

The applicant must provide the immigration officials the following paperwork for the Golden Visa application:

  • A completed visa application form
  • Two passport photos
  • A valid passport with at least two blank pages
  • Proof of sufficient financial means to support the applicant and their family
  • A criminal record background check
  • Proof of health insurance
  • Proof of visa payment
Some of the paperwork above is needed for Spain’s other visas like temporary residence permits.

Spanish real estate transactions are taxed depending on the location of the property and its age. The taxes and fees are mostly paid by the buyer and vary throughout Spain’s autonomous regions. They are as follows:

  • Property transfer tax of 6% to 10% for an existing property or a 10% VAT, or IVA, for new properties
  • Notary costs, title deed tax and land registration fee of 1% to 2.5%
The process generally involves selecting a property or opening a bank account first. At some stage, the real estate investor will need to get an NIE, which is a Foreigners Tax ID number, from the city or town officials. 

Once the parties have agreed to a deal, it needs to be formalized with a reservation agreement and a Letter of Intent. This involves making a down payment for the property. This is called an “Arras agreement” and this fee cannot be refunded, so it’s important to have a well-drafted Arras. Compensation is due if either the buyer or the seller withdraws from the agreement. 

The final step in the deal is paying taxes or fees and then updating the Land Registry with the ownership details. Our team of Real Estate lawyers will guide you through the process to ensure your rights are protected.

Investing in real estate is a great way to get a visa because you can earn rental income from the asset. It can be a home or even an office building. You would just need to hire a property manager to manage it.

After buying the property, the process to complete the visa takes around four months. It goes as follows:
 
– Get the right paperwork: two to five weeks
 
– Submit the application and wait for approval: 20 days
 
– Collect the residence card from the police station: six to eight weeks
 

The applicant will also need to show that they can financially support their lifestyle.

The main applicant will need to show that they have €27,792.96 annually. This amount increases by €6,948.24 per year for each family member who moves with the main applicant.

Typically, this can be proved by showing bank statements or a bank certificate. 

€500,000

Investment in all types of Real Estate assets in Spain

€1 MILLION

Saved in a Spanish bank account or financial institution

€1 MILLION

Invested in Spanish stocks or investment funds

OUR WORK

We are a department formed by qualified legal experts who have been trained in the field of immigration law. We work on these residency permit requests every day. It’s our passion. Our work goes beyond having a general interest.

For us, Lexidy is a way of life and what excites us the most is to be able to deliver the happiness and satisfaction of a successful immigration process. We want to help you achieve your goals and dreams, whether it’s residence in Spain or simply an investment.

Laura Fusté

Head of Immigration Department

David Planes

Lawyer
Julia

Cristina Negro Vizoso

Lawyer
Mónica López

Mónica Isern López

Associate - Lawyer Immigration Department

Maximiliano Agazzi Paulet

Lawyer
Gabriela Baly

Gabriela Baly

Lawyer

See what our customers have to say about our services

We are working with Lexidy for our immigration and real estate needs. Our real estate lawyer, Juan Diego Muñoz, has been amazing to work with throughout the entire process. His diligent communication during the real estate purchase has not only kept us informed every step of the way, but helped us to understand the differences and intricacies of purchasing property in Spain. We can't say enough great things about Juan Diego and the team at Lexidy.
Rick Estrada-Stone
Rick Estrada-Stone
15:05 16 Jul 22
I am looking to to buy my first property in Spain and had my intro call with Alejandro today- very pleased with the valuable insights gained and your guidance on the legal aspects of the Spanish property market, sales cycle, mortgage application process and risk mitigation. Alejandro, thank you so much for your advice and invested time, I'm genuinely looking forward to working together on this exciting project:)
Magdalena
Magdalena
12:34 04 Jul 22
A great group of very knowledgable lawyers. They've been very helpful in matters of immigration, international taxation, and real estate. Very highly recommended!
Matt Pavlovich
Matt Pavlovich
11:18 15 Sep 21
Great full service firm that provided our family professional legal services surrounding our move to Spain. Included assistance with both Visa application and real estate purchase. Highly recommend
Don Ellis
Don Ellis
15:16 08 Sep 21
Yet another amazing experience with Lexidy. My boyfriend and I are going to start the pareja de hecho process together in Madrid. Cristina has been so knowledgable and helpful in answering my questions about the process, and has even taken the time to investigate more complex questions that I had about different approaches to this process. She has also been extremely responsive via email, which has been much appreciated. Feeling very reassured that I am in great hands with her, and with Lexidy.
Casey Maher
Casey Maher
17:44 18 Aug 21
Lexidy have been a godsend. As a British freelancer in Spain, I felt uncertain about the wealth of complicated paperwork, especially as my Spanish still needs improvement. Lexidy have been helpful with setting up my status as a freelance, organising my tax information, as well as guiding me on immigration issues due to Brexit. The team has been brilliant, if I ever have an issue or need know something, they will be patient and responsive (very quick) with accurate and useful information. For the services and professionalism they offer, it is very well valued. I plan on using Lexidy for all my legal needs. Highly recommended.
Sam Dale
Sam Dale
11:16 29 Jan 21
I couldn’t be happier with my experience with Lexidy and their excellent attorneys. After months of trying unsuccessfully to navigate the maze of Spanish bureaucracy, I finally got the help I needed. Max Agazzi Paulet and his team were extremely professional and knowledgeable and were able to quickly give me the information I needed to successfully move forward with my application. Without hesitation, I would recommend Lexidy to anyone dealing with Spanish immigration law and/or real estate issues.
Daniel Zuckerman
Daniel Zuckerman
15:04 10 Nov 20
I have had the pleasure to work with a lot of Lexidy's departments. Working with Max Aggazi Paulet to achieve everything needed for my residency was incredible. he help endlessly until everything was accomplished. Soon after i began working with their Real estate department. It has been a journey and they have stuck with me every step of the way. They have gone beyond the scope of their duties to help my dreams of purchasing a property in Spain come to fruition. I would like to thank Alejandro Cano and Jordi Aranda for for everything. Last but not least through the entire Process I have had the absolute pleasure to work with Camila Broderson. She is a Gem. She has guided me in every step to work on opening my LLC in Spain and has also gone beyond the scope of her duties to assist and be available at any time. I plan to continue to work with team at Lexidy and would highly recommend them to everyone. Thank you Lexidy team for everything that you have done so far! I look forward to continuing our partnerships and friendships!
Michael Sandoval
Michael Sandoval
16:44 19 Oct 20
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Frequently Asked Questions

Once you have the supporting documents and the visa application has been submitted at the Consulate. The administration has up to 10 working days to resolve it. Conversely, if the application is submitted from Spain the administration has up to 20 working days to resolve it.

Yes, the Golden Visa comes with a work permit for you and your family. You can work full time or part-time. 

It can be any real estate asset. Some choose to have a home or commercial property, while others use the asset as an income-generating rental property.

The €500,000 investment must not include property taxes, fees or debt. However, you can have a mortgage if you have a €500,000 down payment or deposit.

Your partner or children can apply with you. You must show that you can financially support them. You will need to provide extra paperwork such as marriage or birth certificates.

Unmarried partners who can prove a long-term relationship can also apply as dependants.

Yes, however, you will have to prove economic dependence and single status. Your children must also be enrolled at a university or academy.

You don’t need to reside in Spain to obtain this permit. You just need to visit Spain once during the period of residence. This applies to all the investment programs, including the Golden Visa via bank deposit approach. If you remain in Spain for ten years, you can apply for citizenship and obtain a Spanish passport.

The law allows for investments made through a legal entity located in a territory that is not considered a tax haven.

Yes, the law allows the investment to be made through the acquisition of co-owned property. However, the minimum investment to be made by each person must be €500,000.

When you buy Spanish real estate, you pay tax. The type of tax and its cost depends on real estate asset and the time spent living in Spain each year.

If you spend more than 183 days living in Spain, then your worldwide assets and income will be taxed. If not residing for a long period of time, only taxes relating to property purchase or local assets are paid. 

You will be taxed on your worldwide income if you become a Spanish Tax Resident.

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