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Debt Recovery & Collection in Spain

Recovery of claims of all kinds and amounts

 

Are you struggling to recover unpaid debts in Spain? Our team can help.

Don’t let unpaid debts in Spain drag your business down – let us handle the recovery process for you. With our expert knowledge of Spanish debt recovery laws, we can quickly and efficiently recover the money you’re owed.

Contact us today to learn more about our debt recovery services in Spain and how we can help your business.

Contact Us

To request a free consultation case, please provide us with your contact details below and we will contact you via email or phone.

How can our lawyers help you?

Collecting a debt in Spain without legal help is a time-consuming, stressful and frustrating process. We have a high success rate in out-of-court recoveries and are prepared to litigate for the most complicated debtors.

Our personalized approach to debt recovery in Spain ensures that you get the best possible outcome.

What Our Clients Are Saying

Trust our proven track record of successful debt recovery in Spain to help you get the money you’re owed.

Lexidy Legal Tech
4.9
Based on 446 reviews
Comment from Radostin and Kaloyan Bulgaria:We could recommend working with Lexidy and especially with Juan Diego Muñoz to everyone. Our assessment is defenitely 10 out of 10!Strict professional who cover full end-to-end journey in buying real estate and successful relocation to Spain in our case. We highly appreciate efficient and effective approach and providing us and supporting us in each step of the journey in buying property in Spain. Without support of Juan Diego we would be lost, he provides us with daily support in most critical days before finalization of the deal and also there was not even a single question to which he could not provide us details in most structured way.Thank you Juan Diego Muñoz, thank you Lexidy we will be happy working together in the future.We wish you lots of success in your innovative and trustful approach in supporting your customers in a holistic way.Radostin and Kaloyan
Radostin Denev
Radostin Denev
09:47 27 Oct 22
I worked with Juan Diego de Muñoz for my real estate lawyer. His help was invaluable to me! He worked with the sellers and real estate agents who were reluctant to engage in the due diligence process for the property I bought. He smoothed that over and helped me obtain a thorough check of my flat and the building it’s in, which yielded important information. Juan Diego made sure my every question and concern were addressed the same day that I raised them. Metaphorically, he held my hand through the whole process, but also made sure I was the one making informed decisions. I highly recommend him and Lexidy Law Boutique!
Linda Sparling
Linda Sparling
15:32 04 Oct 22
We are working with Lexidy for our immigration and real estate needs. Our real estate lawyer, Juan Diego Muñoz, has been amazing to work with throughout the entire process. His diligent communication during the real estate purchase has not only kept us informed every step of the way, but helped us to understand the differences and intricacies of purchasing property in Spain. We can't say enough great things about Juan Diego and the team at Lexidy.
Rick Estrada-Stone
Rick Estrada-Stone
15:05 16 Jul 22
Lexidy has been a lifesaver. The entire team has helped us so much on different matters both personal and corporate. Isabel in correcting an error by a previous accountant that was costing us an extra €1000 every month in social security payments! Jose with various matters and tax advice. Diego in helping us get documents notarized in Valencia even though he is based in Madrid. I cannot recommend them enough!
Rick Kleinhans
Rick Kleinhans
13:03 27 Apr 22
Diego Martos Garrido
Diego Martos Garrido
09:30 21 Jan 22
Muchas gracias a Diego Mendizabal por su respuesta a mi consulta, que acredita su gran profesionalidad. Además me ha sorprendido su rapidez y honestidad. Encantado.
joan paratrabajo2
joan paratrabajo2
20:48 13 Jul 21
My experience consulting with Lexidy Law Boutique has been very pleasant. They are professional, helpful, their customer service is excellent, and their prompt responses are impressive. I personally dealt with David, Monica, and Jose for visa assistance and they have been above and beyond. I'm truly appreciative because dealing with my process alone was challenging and as soon as I began consulting with them, it helped facilitate it greatly. Thank you Lexidy Law Boutique.***Updated on 5/17/2021***Lexidy Law Boutique exceeded my expectation once again. They are very consistent when providing excellent customer service. They are also experts in their area of specialty. I was dealing with an unexpected litigation matter and worked with Diego Mendizabal for guidance. He helped me immediately, was very knowledgeable, and was able to provide valuable guidance to help me make an informed decision regarding what solutions I wanted to pursue. Also, his response time to your emails and calls are very impressively quick. The entire interaction with Diego was great and stress-free. Thank you Diego.
Patricia Reyes
Patricia Reyes
12:41 17 May 21
I highly recommend Lexidy. They have been extremely professional from start to finish; their attention to detail is extraordinary and this means that applications and processes run smoothly without surprises. Cristina, Diego and all the team are very prompt to help, clarify, advise. Professionally helped me with all my enquiries and efficiently helped me in my immigration process. I will go to them for any legal matter now, I have every confidence in their service. A very happy customer.
Tatiana Quadros
Tatiana Quadros
15:52 12 May 21
Lexidy Law provided excellent services - in particular Mr. Diego Mendizabal who was very patient, responsive and certainly represent client's best interest.
Zhizhe Yu
Zhizhe Yu
04:35 11 May 21
Diego from Lexidy made me feel confident that we were approaching a very difficult legal problem the best way possible, ultimately helping me to settle a dispute quickly and effectively. I can’t thank the team enough for the great service they’ve done!
Justin C
Justin C
11:50 08 Apr 21
Diego at Lexidy helped us get a flights refund from Travel2Be after they stopped responding. Diego was helpful and courteous, and explained the process and fees so that there were no surprises. Would have no hesitation using again
Simon Carter
Simon Carter
22:13 05 Apr 21
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Debtors slow down the entrepreneur's activity (and in the worst cases this can lead to a fatal outcome for the company if one does not take care of it).

Your day-to-day business should be your focus, not chasing debtors. Lexidy can help you collect debt in Spain and reclaim the money you are owed – efficiently, legally, and conveniently.

How Does a Lawyer Collect Debt?

  1. Extrajudicial Procedure: Letter of Demand

As the first step in the debt collection in Spain process, our lawyers will address a Letter of Demand to the debtor. Before starting a judicial procedure we will try to resolve the debt in this amicable matter. Should the subsequent negotiations be successful then the debt collection process ends here – without the need to start a judicial process. We also take care of preparing all kind of agreements and payment schedules for the debtor if this is in the interest of our client

  1. Judicial Procedures

If extrajudicial procedures are not successful it may be advisable to pursue legal proceedings. Before doing this, it’s important for Lexidy to determine the solvency of the debtor. If the debtor does not have any assets then it may not be worth going ahead even though a favourable court order may be obtained. There are different ways to proceed depending on the type, amount, and nature of the debt:

Standard procedures: where the court issues a compelling order for the debt collection in Spain to be paid. Following this, there are various legal routes depending on the amount owed (greater or less than €6,000) and if the order is opposed.

Special procedures: these are used in the event that the debt is recognized or documented in an agreement or legal instrument.
Lastly, the creditor may also request the debtor’s bankruptcy.

Our debt collection in Spain services is carried out according to the official legal framework for the recovery of financial debts in Spain – as set out in the Law of Civil Procedure No. 1/2000, of 7 January (“Ley 1/2000, de 7 de Enero, de Enjuiciamiento Civil”).

What's the Process for Debt collection?

  1. Request the payment and a non-extendable deadline
  2. If the debtor answers and refuses to pay or partially pays, Lexidy attempts a negotiated solution to avoid going to court.
  3. In the event that the debtor does not pay, we will have to initiate legal action through the appropriate type of lawsuit.
  4. In order to act on behalf of the client, we as lawyers will need a general power of attorney for litigation. We will prepare it for the client and help him/her with this task.
  5. We will coordinate with the client to obtain all the evidence we need for the legal proceedings. We will attend all the necessary hearings and also the trial until a firm sentence is obtained.

  6.  We will also make sure that the appropriate steps are taken to include the lawyer’s and attorney’s fees so that the court makes an assessment of costs and the debtor pays these costs

  7. If the debtor does not pay, we will enforce the judgment and request the seizure of the debtor’s assets to satisfy our client’s claim.

Frequently Asked Questions

Mediation is an alternative system of conflict resolution, extrajudicial, confidential and voluntary, in which the parties enter into a dialogue to reach a common agreement that puts an end to the dispute. The intervention of an impartial and neutral third party, the mediator, is required.

In the case of an unpaid invoice between companies, the term will be 5 years to claim payment from the date of issue. In the case of goods purchased by a consumer, the time limit is 3 years.

No, only if someone is a guarantor for another company/individual should they be liable on their behalf.

Of course, there are companies and investment funds that acquire all kinds of credits, both secured and unsecured. The most attractive in the Spanish market, especially for investment funds, are those loans secured by mortgages

It is an alternative system of conflict resolution, extrajudicial, confidential and voluntary, in which the parties enter into a dialogue to reach a common agreement that puts an end to the dispute. The intervention of an impartial and neutral third party, the mediator, is required.

Mediation does not force the parties to reach an agreement, nor does it impose an agreement, in an attempt to prevent the weaker party from being forced to sign or accept conditions that he or she considers unfair or contrary to his or her interests and rights. Successful mediation will of course lead to a mutually satisfactory agreement.

When we file a lawsuit, the debtor may choose not to oppose and pay the amount in full or in part. Otherwise, we will have to wait for the judgment (which is an enforceable judicial title). If there are errors in the judgment, clarification or appeal can be requested. Only the final judgment is enforceable. If having won a trial, the debtor does not pay, we can execute the judgment and request that a seizure be made on his assets.

 If a company or individual does not voluntarily pay a debt, we lawyers take care of filing a lawsuit and obtaining a judicial title (the judgment). This title entitles us to seize the debtor’s assets in order to satisfy the debt.

Be happy. Join a community of satisfied and successful customers

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How Can We help you?

To request a free consultation case, please provide us with your contact details below and we will contact you via email or phone.

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