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How to Move to Spain Without a Golden Visa from the UK

Discover how to move to Spain without a Golden Visa, the options available to you, their legal requirements, and tips to help you make your move a smooth one.

How to Move to Spain Without a Golden Visa from the UK

Discover how to move to Spain without a Golden Visa, the options available to you, their legal requirements, and tips to help you make your move a smooth one.

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Are you dreaming of moving to Spain from the UK? Maybe you’ve heard about the Golden Visa but don’t fit the criteria. Don’t worry! There are several options available to UK citizens seeking to relocate to Spain. Whether you’re interested in moving to Spain to retire, to work remotely, or just simply enjoying what the country has to offer, there’s likely a pathway for you.

In this blog, we’re going to explore how to move to Spain without a Golden Visa, discussing the options available to you, their legal requirements, and tips to help you make your move a smooth one. So, let’s dive right in!

Moving to Spain from the UK After Brexit

In the past, Brits moving to Spain was a common occurrence, whether it was for work, study, or retirement. Since Brexit, UK citizens no longer enjoy the freedom of movement within the EU that they once had. This means Brits looking to gain residency in Spain (spending more than 3 months in a row within periods of 6 months) now need to navigate stricter immigration rules and apply for visas.

Residency is no longer automatic. UK nationals must meet specific criteria, such as applying for a suitable visa, securing healthcare, and demonstrating financial stability to be eligible for residency. 

These changes have created a more complex legal framework and can make relocating a bit of a headache. However, there are still options available for you, and we’ll tell you how to get them!

Your Options for Spain Residency Without Investment

How to Move to Spain Without a Golden Visa from the UK

While the Golden Visa is a popular option, several other visas can grant you residency in Spain without significant investment. Here’s a look at the options available to you.

Digital Nomad Visa

Tailored for remote workers, the Digital Nomad Visa allows individuals employed by non-Spanish companies or self-employed professionals to live in Spain. To qualify, applicants must prove a steady income from remote work and meet specific income thresholds.

Eligibility Criteria for Spain’s Digital Nomad Visa:
  • You have been employed at yourr current organization for at least 3 months.
  • The employer/client company must have been incorporated for at least 12 months.
  • The organization must authorize you to work remotely by providing a signed letter, and all functions must be carried out remotely.
  • As a freelancer or company owner, you must prove you have had a commercial relationship with one or more companies for at least 3 months.
  • As an employee, you must have comprehensive health insurance that is valid in Spain.
  • You must show enough financial resources to support yourself and your family during your residency. As of 2024, this would be €2,646 for the main applicant, an additional €993 for the first family member and €331 for each additional family member.
  • A clean criminal record
  • Comprehensive health insurance in Spain

Non-Lucrative Visa

Ideal for retirees or individuals living off savings, the Non-Lucrative Visa requires proof of financial stability. Applicants must show sufficient funds (around €28,800 annually for individuals) and private health insurance, but they are not permitted to work in Spain. 

Eligibility Criteria for the Non-Lucrative Visa:
  • You must be receiving a fixed monthly amount from a permanent income source such as a trust fund or retirement pension. Alternatively, you can show the entire amount (€28,800) as savings in your bank account. This cannot be a salary as this would imply you are working during your stay in Spain.
  • The amount must be at least €2,400 per month for the main applicant and an additional €600 for any family member that is joining you.
  • Comprehensive health insurance in Spain
  • Clean criminal record

Student Visa

Designed for those enrolled in a Spanish educational institution, this visa is granted for the duration of the study program. Applicants must provide an acceptance letter from the institution, proof of funds, and health insurance. This visa also allows part-time work during the studies.

Eligibility Criteria for the Student Visa:
  • Proof of acceptance from a recognized school, university, or training program in Spain.
  • Demonstrate sufficient financial resources to cover living expenses during your stay.
  • Proof of valid health insurance covering the duration of your stay and a police clearance record.

Business Activity Visa

This visa caters to entrepreneurs looking to establish a business in Spain. Applicants need a viable business plan and proof of sufficient funds to support the business and themselves. The plan must be approved by Spanish authorities, who will assess its economic and employment impact.

Eligibility Criteria for the Business Activity Visa:
  • The Business Activity visa is available to any non-EU citizen planning to launch a business in Spain that can be considered of ‘general interest’.
  • The project must be innovative, bring new scientific or technological advancements, have significant economic impact, or have the potential to create many jobs in Spain.

Family Reunification Visa

If you have a family member residing legally in Spain, you can apply for this visa to join them. The family member must meet financial criteria to support you, and the process typically takes several months. It’s a solid option for spouses, children, or dependent parents looking to reunite in Spain.

Eligibility Criteria for the Family Reunification Visa:
  • Have a family member with Spanish citizenship or EU citizenship.
  • Parents and direct relatives of the EU citizen must accredit the dependence. The EU citizens must also show they have the economic means to sustain their relative in Spain.
  • The spouse of an EU citizen must be able to provide an accredited public certificate or sufficient evidence proving a significant relationship.
  • Children under 21 years old are eligible for a residence card as long as their parents can prove they have sufficient means to support them.
  • In each case, the EU citizen must have healthcare coverage, either through the public system because of an employment contract, or private health insurance.

Work Visa

For individuals who have secured a job in Spain, this visa requires a formal employment contract with a Spanish company. The employer must demonstrate that the job cannot be filled by a local candidate, making this visa more challenging to obtain but essential for employment in Spain.

Eligibility Criteria for the Work Visa:
  • Applicants must have a valid employment contract containing the salary, working hours, a collective bargaining agreement, and the main functions of the worker. It must also contain a clause stating the contract will not come into effect until the residence permit is approved.
  • You must also provide a criminal records certificate obtained from the country/countries the worker has resided in over the past 5 years.
  • It is also necessary to provide corporate documents concerning the corporate entity and form of government.
  • The embassy may request documents concerning the economic solvency of the company.
  • The employee must submit their qualifications and career experience to prove they have the knowledge and experience to perform the job.

In summary, while investment options like the Golden Visa are popular, there are several alternative pathways to secure residency in Spain without significant financial commitments. Each visa comes with specific requirements, but with the right preparation and documentation, you can find a suitable route to residency in Spain.

Financial and Tax Implications for Brits Moving to Spain

How to Move to Spain Without a Golden Visa from the UK

When moving to Spain, UK citizens become tax residents if they spend more than 183 days per year in Spain. As a tax resident, your global income will be taxed, meaning income from pensions, investments, or employment is subject to Spanish tax rates. The Spanish tax rates can range from 19% to 47%. 

Spain also has a wealth tax, which applies to residents with worldwide assets exceeding €700,000. There are, however, regional variations and exemptions which are well worth considering. Don’t forget to consider property and inheritance taxes in Spain as well.

The good news is that Spain has a tax treaty with the UK to avoid double taxation, so income taxed in the UK can be offset against your Spanish tax liabilities.

Dealing with taxes when moving to a new country can prove difficult, so why not book a free consultation with Lexidy’s Spanish Tax Advisors who specialise in helping Brits move to Spain from the UK?

Tips for Moving to Spain from the UK after Brexit

Moving to a new country can be exciting, but there are always elements that may be daunting, such as fitting into society, getting over the language barrier, and building new connections. Let’s discuss our top 3 tips for moving to Spain.

Cultural Integration

When moving to Spain, cultural integration plays a key role in settling in smoothly. To immerse yourself, learning Spanish is essential. While it’s true that English is spoken in tourist areas, having a basic grasp of Spanish will help with daily life and build stronger community ties.

Finding a Community

Additionally, finding a community is crucial for a more enjoyable experience in Spain. Spain has thriving expat networks, particularly in popular cities and coastal regions, making it easier to connect with fellow Brits and locals alike. While it’s great to be involved with a group of English speakers, you can also put your language learning skills to the test as you try to integrate with locals.

Embracing Local Customs

Lastly, embrace Spanish customs, from meal times to siestas, to fully integrate into the relaxed, family-oriented lifestyle. This not only helps you blend in but also enhances your experience of life in Spain. By embracing local traditions and making an effort with the language, your transition will be much smoother.

Frequently Asked Questions About How to Move to Spain Without a Golden Visa From the UK

How to Move to Spain Without a Golden Visa from the UK

What are some alternative visas to the Golden Visa for moving to Spain from the UK?

Alternatives include the Digital Nomad Visa, Non-Lucrative Visa, Work Visa, and Family Reunification Visa. Each has specific requirements depending on your employment status, financial independence, or family ties.

What is the easiest visa to live in Spain?

The Non-Lucrative Visa is often considered the easiest for retirees or those with sufficient savings who do not need to work in Spain.

What are the best places to live in Spain as a UK expat?

Popular areas include Costa del Sol, Alicante, Barcelona, Madrid, Málaga, Canary and Balearic Islands, and Valencia due to their thriving expat communities, English is widely spoken, and the high quality of life.

Will I become a tax resident in Spain as a UK expat?

Yes, if you live in Spain for more than 183 days in a year, you will be considered a tax resident and subject to Spanish taxes on your global income.

Conclusion: Making the Move to Spain from the UK

Moving to Spain from the UK post-Brexit is still a feasible and exciting opportunity, with several residency options beyond the Golden Visa. From the Digital Nomad and Non-Lucrative visas to work and family reunification options, Brits have multiple pathways to settle in Spain.Are you ready to take the leap? Let us guide you through the process and make your move to Spain a seamless one – contact Lexidy’s English-speaking Spanish immigration team today!

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