How To Move To Greece From the UK in 2026: Complete Post-Brexit Guide

Many people researching how to move to Greece from the UK are drawn by the country’s Mediterranean climate, island lifestyle, historic cities, and relatively affordable cost of living. Greece has long been popular with British expats, and today more than 17,000 UK citizens live there, attracted by its culture, cuisine, and relaxed pace of life.

However, moving to Greece from the UK now requires more planning than before. Since Brexit, British citizens are no longer covered by EU freedom of movement rules. This means relocating to Greece involves applying for the correct visa and obtaining a residence permit.

The good news is that UK citizens can still move to Greece in 2026. Short visits remain simple, allowing you to stay in Greece and the wider Schengen Area for up to 90 days within any 180-day period without a visa. For longer stays, you must apply for a national visa (Type D) and obtain a residence permit after arrival.

This guide explains how to move to Greece from the UK step by step, including visa options, required documents, typical costs, and the administrative steps needed to legally relocate to Greece after Brexit.

(Article Updated April 2026)

Can UK Citizens Move to Greece After Brexit?

Yes, UK citizens can still move to Greece after Brexit, but the rules have changed. Since the UK left the European Union, British nationals are now treated as third-country nationals under EU immigration law. This means that while visiting Greece remains straightforward, living there long-term requires obtaining the correct visa and residence permit.

UK citizens can still travel to Greece visa-free for short visits. However, if you plan to stay longer to work, retire, or live in Greece, you must apply for a national visa (Type D) and then obtain a residence permit after arrival. Greece offers several pathways depending on your situation, including the Golden Visa, Digital Nomad Visa, and the Financially Independent Person (FIP) visa for retirees.

What Changed After Brexit

Before Brexit, UK citizens could live and work in Greece freely under EU freedom of movement rules. Moving required minimal paperwork and no visa.

Today, the situation is different. British nationals are now treated the same as other non-EU citizens, meaning a visa and residence permit is required for long-term stays. Work in Greece generally requires employer sponsorship, and residency must be formally registered through the Greek immigration system.

The 90-Day Rule Explained

Without a visa, UK citizens can stay in Greece and the wider Schengen Area for up to 90 days within any 180-day period.

This rule applies to the entire Schengen Area, not just Greece. The 180-day period is calculated on a rolling basis, meaning time spent in other Schengen countries counts toward the same limit. Leaving the Schengen Area briefly does not reset the clock.

Anyone planning to live in Greece longer than 90 days must apply for a long-stay national visa before traveling.

Greek Visa Options for UK Citizens in 2026

UK citizens who want to stay in Greece for more than 90 days must apply for a national visa (Type D) before traveling. The right visa depends on your reason for relocating, such as working remotely, retiring, investing in property, or joining family members already living in Greece.

In 2026, British nationals typically choose between five main visa pathways. Each option has different eligibility requirements, income thresholds, and residency rules, so selecting the correct visa is an important first step when planning your move.

Greece Golden Visa

The Greece Golden Visa allows non-EU citizens to obtain a residence permit through qualifying investments in Greece. While the program is best known for real estate, there are also eligible financial investment routes.

For real estate, the minimum investment depends on the type and location of the property. In prime areas such as Athens, Thessaloniki, Mykonos, Santorini, and certain high-demand islands, the minimum investment is €800,000. In most other regions, the minimum is €400,000. A €250,000 threshold is still available in specific cases, including the conversion of commercial property into residential use and the restoration of listed buildings.

One of the main advantages of the Golden Visa is that it grants a five-year renewable residence permit with no minimum stay requirement, making it especially attractive for investors who do not plan to live in Greece full time.

Note: In addition to real estate, Greece also offers Golden Visa eligibility through certain financial investments, such as qualifying bank deposits and mutual funds.

Greece Digital Nomad Visa

The Greece Digital Nomad Visa is designed for remote workers employed by companies outside Greece or freelancers working with international clients.

Applicants must demonstrate a minimum net monthly income of €3,500, private health insurance, and proof that their work is performed remotely.

This visa has become increasingly popular among professionals who want to live in Greece while maintaining employment abroad.

Greece FIP Visa (Financially Independent Person)

The Financially Independent Person (FIP) visa is commonly used by retirees or individuals who have stable passive income.

Applicants must demonstrate at least €3,500 per month in passive net income, with an additional 20% for a spouse and 15% for each child included in the application. The visa also requires private health insurance and proof of accommodation in Greece.

Because it does not permit employment, this visa is mainly used by retirees, investors, or individuals with independent income sources.

Greece Work Visa (Type D)

UK citizens who want to work for a Greek employer must obtain a Greek Type D work visa before moving. This process requires a confirmed job offer from a Greek company.

The employer typically initiates the work permit process in Greece, after which the applicant completes the visa application through the Greek consulate.

Family Reunification Visa

UK citizens can also move to Greece through family reunification if they have close relatives who already hold legal residence in the country.

This visa allows spouses, children, and certain dependent family members to join a resident family member in Greece. Once residency is granted, family members may be able to work or study, depending on the permit issued.

How to Move to Greece from the UK: Step-by-Step

Moving to Greece from the UK involves determining your visa type, gathering the required documents, applying through the Greek Consulate in London, receiving your visa, traveling to Greece, and completing residency registrations after arrival.

For most applicants, the process typically takes two to four months, depending on the visa category and how quickly documents are prepared.

Before You Leave the UK (3–6 Months Before)

1. Determine Your Visa Category: Choose the visa that matches your reason for moving, such as the Golden Visa, Digital Nomad Visa, FIP retirement visa, work visa, or family reunification visa.
2. Gather the Required Documents: Requirements vary by visa but usually include a valid passport, visa application forms, passport photos, proof of accommodation in Greece, proof of income or financial resources, and private health insurance.
3. Get Documents Apostilled or Legalized: Certain UK documents must be apostilled so they are legally recognized in Greece. This may include birth certificates, marriage certificates, criminal record certificates, and academic qualifications.
4. Book an Appointment at the Greek Consulate: UK applicants typically apply through the Greek Consulate in London or another consular office responsible for their region.
5. Attend Your Visa Interview: During the appointment, you submit your visa application, provide supporting documents, and attend a short interview if required.
6. Wait for Visa Approval: Processing times vary by visa type and consulate workload.
7. Arrange Accommodation in Greece: Many visa applications require proof of accommodation, such as a rental agreement or property ownership.
8. Arrange Private Health Insurance: Private health insurance is usually required as part of the visa application process.
9. Notify HMRC if you are Leaving the UK: If you plan to move long term, you should inform HMRC and review your tax status.

After Arrival in Greece

1. Apply for Your Residence Permit: After entering Greece with a national visa, you must apply for a residence permit to formalize your right to live in the country.
2. Obtain an AFM Number (tax identification number): The AFM is required for financial activities such as opening a bank account, signing rental contracts, and paying taxes.
3. Register Your Address with the Municipality: Registering your residence confirms your official address in Greece.
4. Open a Greek Bank Account: A local bank account is useful for paying rent, utilities, and managing daily expenses.
5. Get an AMKA Number (social security number): The AMKA number is required for access to public healthcare and certain social services in Greece.

Completing these steps ensures your legal residency, finances, and access to services in Greece are properly established.

Have questions about the process? A trusted immigration lawyer in Greece can guide you through each step and help you move forward with confidence. Contact the Lexidy team for a free consultation.

Cost of Living: Greece vs UK Comparison

One of the main reasons many people consider moving to Greece is the lower cost of living compared to the UK. While prices vary depending on location and lifestyle, everyday expenses such as rent, dining, and transportation are often significantly cheaper in Greece.

Major cities like Athens are still more affordable than most large UK cities, and smaller towns or islands can offer an even lower cost of living. However, popular tourist destinations such as Santorini or Mykonos can be considerably more expensive.

Greece vs UK Cost Comparison

The table below shows a general comparison of common monthly expenses.

Although salaries in Greece are generally lower than in the UK, many expats find that daily expenses are easier to manage, particularly when housing costs decrease.

Monthly Budget Breakdown by City

Living costs in Greece vary widely depending on the city or island you choose.

• Athens: €1,500–€2,200 per month
• Thessaloniki: €1,100–€1,600 per month
• Crete: €1,400–€2,000 per month
• Smaller islands: €1,200–€1,600 per month
• Santorini or Mykonos: €3,000+ per month

Large cities tend to offer the most job opportunities and services, while smaller towns and islands often provide a more relaxed lifestyle with lower housing costs.

For many UK expats, Greece offers an attractive balance between Mediterranean lifestyle and affordable living, especially when compared to major UK cities.

Want to dive deeper? Check out our comprehensive guide on the Cost of Living in Greece Compared Globally.

Retiring in Greece from the UK

UK citizens can retire in Greece using the Financially Independent Person (FIP) visa, which is designed for retirees and individuals with stable passive income. The visa requires proof of at least €3,500 per month in passive income, private health insurance, and confirmed accommodation in Greece.

The FIP visa allows non-EU citizens to live in Greece without working. It is commonly used by retirees who rely on pensions, investments, or other independent income sources. Once approved, the visa can lead to a renewable residence permit as long as the financial requirements continue to be met.

FIP Visa Requirements for Retirees

To qualify for the FIP visa, applicants must demonstrate that they can support themselves financially while living in Greece.

Typical requirements include:

• Minimum net passive income of €3,500 per month
• An additional 20% income requirement for a spouse and 15% for each child
• Private health insurance valid in Greece
• Proof of accommodation, such as a rental contract or property ownership
• A clean criminal record

The visa does not allow employment in Greece, as it is specifically designed for retirees or financially independent individuals.

UK Pension in Greece

Many British retirees rely on their UK state pension when living in Greece. In most cases, the pension can continue to be paid while you live abroad.

Important points to know:

• Your pension can be paid directly into a Greek or UK bank account
• Payments can be received in euros or converted from GBP
• The UK state pension continues to increase annually under the triple lock
• You should notify the International Pension Center when moving overseas

For many retirees, the combination of Mediterranean lifestyle, relatively low living costs, and accessible healthcare makes Greece an appealing destination for retirement.

Greece Golden Visa for UK Citizens (2026)

The Greece Golden Visa allows UK citizens to obtain a five-year renewable residence permit by making a qualifying investment in Greece.

One of the biggest advantages of the program is that it does not require investors to live in Greece in order to maintain their residence permit. This flexibility makes it particularly attractive for UK citizens seeking Schengen mobility and long-term residency options after Brexit.

Greece Golden Visa 2026: Quick Overview

2026 Investment Options

The minimum investment required depends on the type of investment and the location.

The €250,000 option remains available when a commercial property is converted into residential use before submitting the residence permit application. This pathway is particularly attractive for investors seeking the lowest real estate investment threshold.

Key Benefits

The Greece Golden Visa provides several advantages for UK citizens relocating after Brexit. The residence permit is issued for five years and can be renewed indefinitely as long as the investment is maintained. Investors also gain visa-free travel across the Schengen Area.

Another major benefit is the absence of a minimum stay requirement, meaning investors can maintain residency without living in Greece full time. Family members such as a spouse, children, and dependent parents can also be included in the application.

For some investors, the program may also provide a long-term pathway toward Greek citizenship after sufficient residence in the country.

Healthcare in Greece for UK Expats

UK citizens living in Greece can access healthcare through private health insurance initially, and later through Greece’s public healthcare system (ESY) once they obtain the required social security registration. Access to public healthcare usually requires an AMKA number, which is Greece’s social security identification number.

Greece provides a mixed healthcare system that combines public hospitals with private clinics. While the public system offers affordable medical care, many expats also use private healthcare services due to shorter waiting times and wider availability of English-speaking doctors.

Private Health Insurance for Visa Applications

Most long-stay visas for Greece require applicants to show proof of comprehensive private health insurance. This ensures that expats can cover medical costs during their first period of residence.

Typical insurance requirements include:

• Coverage valid throughout Greece
• Hospitalization and emergency treatment coverage
• Medical expenses coverage of at least €30,000
• A policy valid for the duration of the visa

Private insurance costs vary depending on age and coverage level but often range from €80 to €200 per month.

Buying Property in Greece as a UK Citizen

UK citizens can buy property in Greece without needing residency. However, the purchase process requires several administrative steps, including obtaining a Greek tax number (AFM), opening a Greek bank account, and completing the transaction through a Greek notary.

Greece remains one of the most attractive property markets in Southern Europe, particularly for buyers seeking a holiday home, retirement property, or investment opportunity. Prices are generally lower than in many Western European countries, although popular tourist areas and major cities have seen rising demand in recent years.

Can UK Citizens Buy Property in Greece?

Yes, non-EU citizens are allowed to purchase property in Greece, including houses, apartments, and land. The process is similar for both EU and non-EU buyers, although some additional approvals may be required when purchasing property in border regions or certain islands.

Many international buyers choose Greece for its relatively affordable real estate prices and the potential to generate rental income in tourist areas.

Steps to Buying Property in Greece

Buying property in Greece typically involves several key steps.

1. Obtain an AFM number (Greek tax identification number): This number is required for any financial transaction in Greece, including property purchases.
2. Open a Greek bank account: Buyers often open a local bank account to transfer funds and pay property-related expenses.
3. Hire a lawyer to conduct due diligence; A lawyer reviews the property’s legal status, confirms ownership, and checks for outstanding debts or legal issues.
4. Sign the preliminary agreement: A reservation agreement or preliminary contract may be signed, often accompanied by a deposit.
5. Complete the purchase through a notary: The final property contract is signed in the presence of a Greek notary, who ensures the transaction’s legality.
6. Register the property: After completion, the property must be registered with the Greek Land Registry.

Property Taxes and Additional Costs

Property purchases in Greece also involve several additional costs beyond the purchase price.

These may include:

• Property transfer tax (typically around 3%)
• Notary fees
• Legal fees
• Land registry fees

In total, additional transaction costs usually amount to approximately 7–10% of the purchase price.

For UK citizens planning a long-term move to Greece, buying property can provide stability and may also qualify as an investment pathway under the Greek Golden Visa program, depending on the investment amount and location. Check out our full guide on gaining residency in Greece through the Golden Visa Program.

Path to Greek Citizenship

UK citizens who move to Greece can apply for Greek citizenship through naturalization after twelve years of legal residence in the country. Applicants must demonstrate continuous residence, integration into Greek society, and basic knowledge of the Greek language and culture.

Greek citizenship provides full European Union citizenship rights, allowing you to live, work, and travel freely across all EU member states.

Residency Requirements

To qualify for citizenship through naturalization, applicants must generally complete twelve years of continuous legal residence in Greece. During this period, you must maintain a valid residence permit and demonstrate that Greece is your primary place of residence.

Applicants are usually expected to spend at least 183 days per year in Greece in order to maintain tax residency and demonstrate genuine ties to the country.

Language and Integration Requirements

Applicants must pass the Greek naturalization exam, which evaluates language ability and understanding of Greek society.

The exam typically includes:

• Greek language proficiency at approximately B1 level
• Knowledge of Greek history and culture
• Understanding of Greek political institutions and civic life

These requirements are designed to ensure applicants are integrated into Greek society.

Citizenship Timeline

The typical pathway to citizenship follows these stages:

1. Obtain a Greek long-stay visa (Type D)
2. Apply for and maintain a residence permit
3. Complete the required period of legal residence in Greece
4. Pass the Greek citizenship exam
5. Submit a naturalization application

Once approved, new citizens gain the full rights of Greek and EU citizenship, including the ability to live and work anywhere in the European Union.

Complete Checklist for Moving to Greece from the UK

Moving to Greece involves several legal, financial, and administrative steps. Planning ahead helps ensure a smoother relocation and avoids delays with visa applications or residency registration.

Use the checklist below to track the most important steps when moving to Greece from the UK.

Before Leaving the UK

☐ Choose the appropriate visa (Digital Nomad Visa, FIP retirement visa, Golden Visa, Work Visa, or Family Reunification)
☐ Check that your passport is valid for the required period
☐ Gather all visa documents, including proof of income and accommodation
☐ Obtain apostilles for UK documents such as birth certificates, marriage certificates, and criminal record certificates
☐ Purchase private health insurance valid in Greece
☐ Book and attend your visa appointment at the Greek Consulate
☐ Arrange accommodation in Greece (rental agreement or property purchase)
☐ Notify HMRC if you are leaving the UK long-term
☐ Prepare banking arrangements and international transfers

After Arriving in Greece

☐ Apply for your Greek residence permit
☐ Obtain an AFM (Greek tax identification number)
☐ Register your address with the local municipality
☐ Open a Greek bank account
☐ Apply for an AMKA number to access healthcare
☐ Register with the Greek healthcare system
☐ Set up utilities and local services

Completing these steps will help ensure your legal residency, finances, and access to services in Greece are properly established as you begin your new life in the country.

Frequently Asked Questions About Moving to Greece from the UK

Can UK citizens still move to Greece after Brexit?

Yes, UK citizens can still move to Greece after Brexit. However, they are now treated as non-EU nationals, meaning a visa and residence permit are required for long-term stays. Short visits are still allowed without a visa for up to 90 days within any 180-day period in the Schengen Area.

How long can UK citizens stay in Greece without a visa?

UK citizens can stay in Greece and other Schengen countries for 90 days within any 180-day period without a visa. If you plan to stay longer than 90 days, you must apply for a national visa (Type D) before traveling to Greece.

What visa do I need to move to Greece from the UK?

The visa you need depends on your reason for relocating. Common options include the Digital Nomad Visa for remote workers, the Financially Independent Person (FIP) visa for retirees, the Golden Visa for investors, or a work visa sponsored by a Greek employer.

Is Greece cheaper to live in than the UK?

In many cases, yes. Greece generally has a lower cost of living than the UK, particularly when it comes to housing, dining, and public transportation. While popular tourist islands can be expensive, many cities and smaller towns offer a significantly more affordable lifestyle.

How much income do I need to move to Greece?

Income requirements depend on the visa category. For example, the Digital Nomad Visa typically requires a minimum net income of €3,500 per month, while the FIP visa requires approximately €3,500 per month in net passive income, plus additional amounts for dependents.

Can UK citizens buy property in Greece?

Yes, UK citizens can purchase property in Greece even if they are not residents. Buyers must obtain a Greek tax number (AFM) and complete the purchase through a Greek notary, with the property registered in the national land registry.

Do I need to speak Greek to live in Greece?

Speaking Greek is not legally required, and many expats live comfortably using English, particularly in major cities and tourist areas. However, learning basic Greek can make daily life easier, especially when dealing with government offices, healthcare services, and local businesses.

Can I get Greek citizenship after moving from the UK?

Yes, UK citizens may apply for Greek citizenship through naturalization after twelve years of legal residence in Greece. Applicants must demonstrate continuous residence, integration into Greek society, and basic knowledge of the Greek language and culture.

Is Moving to Greece from the UK Right for You?

Moving to Greece from the UK is still entirely possible after Brexit, but it now requires more preparation than before. UK citizens must choose the appropriate visa, gather the required documentation, and complete several registrations after arriving in Greece.

The right pathway depends on your personal circumstances. Some people relocate through the Digital Nomad Visa to work remotely, while others choose the FIP visa to retire in Greece. Investors may prefer the Golden Visa, which offers residency through property or capital investment.

With its Mediterranean climate, relatively affordable cost of living, and relaxed lifestyle, Greece continues to be an attractive destination for UK citizens looking to start a new chapter abroad.

If you are considering moving to Greece from the UK, the first step is understanding which visa pathway applies to your situation.

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