Moving from the U.S. to Mexico involves choosing the right visa based on your plans—common options include the Temporary Resident Visa (ideal for retirees or those with passive income), Digital Nomad Visa (a variation of the Temporary Resident Visa suited for remote workers), Work Visa, or Student Visa. Once you’ve selected the appropriate visa, you’ll need to prepare key documents such as proof of financial means, private health insurance, a clean criminal record, and proof of accommodation in Mexico. You must submit your application to the Mexican Consulate closest to your place of residence in the U.S. After entering Mexico, you’ll need to finalize the process at the National Immigration Institute (INM) within 30 days to receive your residence card. Planning ahead for housing, healthcare, banking, and tax residency will help ensure a seamless relocation to Mexico.
Move from the US to Mexico
Learn all you need to know about getting a Visa for Mexico
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Move from the US to Mexico
What is the process?
1. Choose the Right Visa
The visa you need depends on your reason for moving to Mexico:
Temporary Resident Visa – Ideal for retirees or financially independent individuals (with passive income from pensions, rental income, dividends, etc.). This visa allows you to live in Mexico for 1–4 years and is very popular among Americans.
Permanent Resident Visa – Suited for those who meet higher income or asset thresholds and plan to stay long-term without renewal requirements.
Work Visa – For individuals with a job offer from a Mexican company. The employer must begin the application process with Mexico’s immigration authorities before you apply at the consulate.
Student Visa – For those accepted into a recognized Mexican educational institution.
Digital Nomad Option – While Mexico doesn’t have an official “Digital Nomad Visa,” many remote workers use the Temporary Resident Visa if they meet the financial criteria and work for non-Mexican employers.
💡 Note: Mexico doesn’t offer a Golden Visa program, but there are real estate investment paths that support temporary or permanent residency, depending on your situation.
2. Gather Required Documents
While document requirements may vary slightly by visa type, you’ll generally need:
Completed visa application form
Valid passport (with at least 6 months of validity)
Recent passport-sized photo
Proof of financial means (bank statements, pension/investment income)
Private health insurance valid in Mexico
FBI background check (with Apostille)
Proof of accommodation in Mexico (rental agreement, invitation letter, or property deed)
For work or study: employment offer or acceptance letter from a school
3. Apply at the Mexican Consulate
You must apply at the Mexican Consulate that has jurisdiction over your U.S. residence. Book an appointment in advance. Processing times vary but are generally faster than in other countries—often just a few weeks.
4. Travel to Mexico
Once your visa is issued, it will be affixed to your passport and gives you 180 days to enter Mexico. After arrival, you’ll have 30 days to complete the process at the National Immigration Institute (INM) to receive your residence card (Tarjeta de Residencia).
5. Finalize Residency at INM
Visit the INM office near your place of residence in Mexico to exchange your visa sticker for your residence card. This step is mandatory to formalize your stay.
6. Get Your CURP (Mexican Tax ID)
You’ll need a CURP (Clave Única de Registro de Población) for most formalities in Mexico, including opening a bank account or signing leases. It’s typically issued along with your residence card.
7. Set Up Practical Matters (Housing, Banking, Healthcare)
Open a Mexican bank account
Secure long-term housing
Enroll in private health insurance if required
Consider registering with the public healthcare system (IMSS) if eligible
8. Understand Tax and Residency Obligations
If you reside in Mexico more than 183 days in a year, you may become a Mexican tax resident and be taxed on your global income. Mexico has tax treaties with the U.S., and smart planning can help you avoid double taxation. Consulting a tax advisor is highly recommended.
Type of Mexican visas
1. Short-Stay Visitor Visa (FMM)
U.S. citizens can enter Mexico without a visa for short stays of up to 180 days using the Forma Migratoria Múltiple (FMM), commonly known as a tourist permit. It’s intended for tourism, business visits, or short family trips. However, it does not allow you to work or reside in Mexico long-term, and it cannot be converted into residency while in the country.
2. Long-Stay Temporary and Permanent Visas
If you plan to stay in Mexico for more than 180 days, you’ll need either a Temporary Resident Visa or a Permanent Resident Visa. These visas allow you to enter Mexico and then apply for a residency card at the National Immigration Institute (INM) after arrival. Here are the main visa options:
Temporary Resident Visa – Ideal for retirees or individuals with passive income from pensions, rental properties, or investments. You’ll need to prove sufficient financial means, have private health insurance, and provide proof of accommodation. This visa is typically valid for 1 year and renewable up to 4 years. Employment is allowed if you apply for permission.
Digital Nomad Route (via Temporary Resident Visa) – While Mexico doesn’t have an official digital nomad visa, many remote workers apply for the Temporary Resident Visa by proving a stable income (typically around $2,600–$3,000/month, but it varies by consulate), a remote work arrangement, health insurance, and housing. This path allows remote work as long as income comes from outside Mexico.
Work Visa – For individuals who have a job offer from a Mexican employer. The employer must initiate the process with Mexico’s immigration office, and once approved, you apply for the visa at a Mexican consulate abroad. It allows you to legally work and live in Mexico.
Student Visa – For individuals accepted into a Mexican educational institution. You must present an official letter of acceptance, proof of funds, accommodation, and health coverage. This visa allows you to study but does not automatically grant work rights.
Investor Visa (Residency via Investment) – While there’s no named “Investor Visa,” Mexico allows residency through significant investments in businesses or real estate. Requirements vary, but typically include a minimum investment amount and documentation proving the business or property is genuine and productive.
Family Reunification Visa – For close relatives (spouses, children, parents) of Mexican citizens or legal residents. Proof of the family relationship and the sponsor’s ability to support the applicant are required. This visa can lead to permanent residency more quickly than other paths.
Spouse or Partner of Mexican Citizen Visa – If you’re married to or in a civil partnership with a Mexican citizen, you can apply for residency based on family unity. You’ll need your marriage certificate, proof of your relationship, and documentation of cohabitation.
Researcher or Academic Visa – For researchers or professors invited by Mexican academic institutions. Requires an official invitation and documents showing the nature and duration of the academic project.
3. Special Purpose Visas
Mexico also offers specific long-stay visas for:
Religious Workers – For those officially affiliated with religious organizations recognized by the Mexican government.
Volunteer Work – For participants in registered non-profit or humanitarian projects. You’ll need an invitation from the organization and documentation outlining your activities.
Sporting Activities – For professional athletes and coaches contracted by Mexican sports entities.
Cultural Work – For artists, performers, or cultural professionals engaged in events or residencies in Mexico. A host organization must provide proof of collaboration.
What documents do you need?
If you’re planning to move to Mexico for more than 180 days, you’ll need either a Temporary Resident Visa or a Permanent Resident Visa, depending on your situation (retirement, remote work, employment, study, family, etc.). Below is a general list of the most common documents required for long-stay visa applications at the Mexican Consulate.
General Requirements for a Mexican Long-Stay Visa
Visa Application Form – Fully completed and signed. This form is typically available on the Mexican Consulate’s website or provided at your appointment.
Valid Passport – Must be valid for at least six months beyond your intended stay in Mexico and have at least one blank page for the visa.
Recent Passport-Sized Photo – Usually one, with a white background and no glasses.
Proof of Accommodation in Mexico – This can be a rental contract, property deed, or a signed invitation letter if staying with friends or family.
Proof of Financial Means – You’ll need to demonstrate sufficient income or savings. Acceptable evidence includes:
Recent bank statements (last 6–12 months)
Pension or retirement income
Investment or dividend income
Employment contract (for Work Visa)
Proof of remote income (for digital nomads applying through financial solvency)
Financial thresholds vary by consulate, but typically range from $2,600 to $3,000 USD/month in income or $43,000 to $50,000 USD in savings for a Temporary Resident Visa.
Private Health Insurance – Recommended for most visa types, especially if you’re not immediately eligible for Mexico’s public healthcare system.
Criminal Background Check – Some consulates may require a clean FBI report (with Apostille), especially for Permanent Residency.
Medical Certificate – Not always required, but some consulates may ask for a certificate from your doctor confirming you’re in good health and free of contagious diseases.
Motivation or Cover Letter – In some cases, especially for retirees or digital nomads, a short letter explaining your reason for moving to Mexico, how you’ll support yourself, and your long-term plans.
Visa Fee Payment Receipt – The fee varies by visa type and consulate, typically around $50–$60 USD, payable at the time of your appointment.
Additional Documents for Specific Visas
Temporary Resident Visa (Retirees or Remote Workers) – Proof of financial solvency based on income or savings, plus accommodation and possibly health insurance.
Digital Nomad Route (via Temporary Resident Visa) – Proof of remote employment or self-employment, bank statements showing consistent income, and proof that the income comes from outside Mexico.
Work Visa – A job offer from a Mexican company. The employer must first obtain authorization from Mexico’s immigration office (INM), after which you can apply for the visa at a consulate.
Student Visa – Acceptance letter from a Mexican educational institution, proof of tuition payment, and evidence of funds to support your stay.
Permanent Resident Visa – Higher financial thresholds than temporary residency (e.g., over $4,300/month in income or $180,000 USD in savings), or eligibility based on family unity.
Family Reunification Visa – Proof of relationship (e.g., marriage certificate, child’s birth certificate), copy of the sponsor’s residency card or Mexican ID, and documentation showing income and housing capacity.
Important Note
All U.S. documents—such as criminal background checks, marriage or birth certificates—must be apostilled and translated into Spanish. Some consulates accept translations done in the U.S., while others may require certified translations in Mexico. Always double-check requirements with the consulate where you plan to apply, as procedures can vary slightly by location.
What is the cost of living in Mexico?
Mexico offers a significantly lower cost of living compared to major U.S. cities like New York, San Francisco, or Los Angeles—especially in smaller towns and inland regions. Even in cities like Mexico City or Guadalajara, daily expenses such as rent, food, and healthcare are generally more affordable. Here’s a breakdown to help you plan your budget if you’re relocating from the U.S. to Mexico.
1. Housing Costs
Housing prices vary by region, with beach resorts and large urban centers being more expensive than smaller towns or rural areas.
Mexico City (central areas): $700 – $1,300 USD for a one-bedroom apartment
Mid-sized cities (Guadalajara, Mérida, Querétaro): $500 – $900 USD
Smaller towns/rural areas: $300 – $600 USD
Buying property: In Mexico City, prices average $1,800 – $3,000 USD per square meter. In smaller cities, property can be found for $800 – $1,500 USD per square meter—or even lower in rural areas.
2. Utilities & Internet
Utilities are generally affordable, though air conditioning in warmer regions can raise electricity bills.
Electricity, water, gas, trash: $50 – $100 USD per month
High-speed internet & mobile plan: $25 – $50 USD per month
3. Groceries & Dining Out
Mexico offers abundant fresh produce and affordable dining options across the country.
Monthly groceries (1 person): $200 – $300 USD
Loaf of fresh bread: $1 – $1.50 USD
Bottle of local wine: $5 – $10 USD
Milk (1 liter): $1 USD
Local cheese (per kilo): $6 – $10 USD
Dining out:
Inexpensive restaurant meal: $6 – $12 USD
Mid-range 3-course meal for two: $30 – $60 USD
Coffee at a café: $2 – $3.50 USD
4. Transportation Costs
Mexico’s public transport systems are extensive and affordable, especially in urban areas.
Monthly transit pass (Mexico City): $20 – $30 USD
Single bus or metro ride: $0.30 – $0.50 USD
Gasoline (per liter): Around $1.30 USD (approx. $5 USD per gallon)
5. Healthcare Costs
Mexico provides high-quality private healthcare at a fraction of U.S. costs. Public healthcare (IMSS) is also available to residents and contributors.
Private health insurance: $50 – $150 USD per month
Doctor’s visit (private): $30 – $60 USD
6. Education Costs
Public education is free for residents. International and bilingual schools are available in larger cities.
Public schools: Free
Private/international schools: $4,000 – $10,000 USD per year
University tuition (private): $1,500 – $5,000 USD per year
7. Entertainment & Lifestyle
Life in Mexico offers vibrant culture, outdoor activities, and entertainment at accessible prices.
Gym membership: $20 – $50 USD per month
Movie ticket: $4 – $7 USD
Museum entry: $3 – $6 USD, often free on Sundays or for residents
8. Taxes & Financial Considerations
VAT (sales tax): 16%, included in most listed prices
Property taxes: Low compared to U.S. standards
Double taxation: The U.S.–Mexico tax treaty helps avoid double taxation, but personalized tax advice is strongly recommended if you have income in both countries
Bottom Line: Is Mexico More Affordable Than the U.S.?
For most Americans, living in Mexico is substantially more affordable—especially outside resort towns and Mexico City. Day-to-day costs like food, healthcare, and transportation are often less than half of what you’d pay in the U.S. Even in urban areas, you can enjoy a comfortable lifestyle at a lower cost. However, understanding immigration, tax, and healthcare systems is key—so having expert legal and financial guidance will help you make the most of your move.
What taxes will you pay?
If you’re an American considering a move to Mexico, it’s essential to understand your tax obligations. Once you spend more than 183 days in a calendar year in Mexico, you’re typically considered a tax resident, which means you may need to report—and potentially pay tax on—your worldwide income, not just what you earn in Mexico.
1. Income Tax in Mexico
As a tax resident, Mexico taxes your global income—this includes wages, self-employment earnings, pensions, rental income, and dividends.
Mexico’s 2025 federal income tax rates for individuals:
Up to MXN $125,900 – 1.92%
MXN $125,901 – $1,000,000+ – Gradual increase up to 35%
Additional state-level taxes may apply, depending on where you live in Mexico.
2. Taxes on U.S. Income (Pensions, Dividends, etc.)
If you’re a Mexican tax resident, you must declare U.S.-sourced income such as Social Security, pensions, or investments. The U.S.–Mexico tax treaty is designed to avoid double taxation. If you’ve already paid tax in the U.S., you may be able to claim a foreign tax credit on your Mexican return.
3. Special Tax Regimes
While Mexico doesn’t have a flat tax program like Italy, there are some favorable regimes:
Optional tax regimes for small businesses and freelancers, with simplified reporting and potentially lower tax rates
Some pension income may receive preferential treatment, depending on residency and treaty application
No wealth tax and no capital gains tax on the sale of a primary residence, under specific conditions
A local tax advisor can help assess whether you qualify for these programs.
4. Property Taxes
Property taxes in Mexico are very low by U.S. standards:
Annual property tax (Predial): Often less than $200–$500 USD/year, depending on the location and size
Acquisition tax: ~2% when buying property
Capital gains tax may apply if you sell a home that isn’t your primary residence or don’t meet certain residency requirements
5. Capital Gains Tax
Capital gains from selling real estate or financial assets are generally taxable in Mexico, but:
Exemptions exist if the property is your primary home and you’ve lived in it for at least 2–3 years
Financial assets (stocks, mutual funds, etc.) are usually taxed at 10% for residents
Non-residents may be subject to different rules, so personalized guidance is key.
6. Social Security Contributions
If you work in Mexico:
Employees: Pay into the IMSS (Mexico’s social security system), with contributions shared between employer and employee
Self-employed: Can enroll voluntarily or pay into other retirement plans, but contributions are not mandatory unless contracted
Pensioners and remote workers with foreign income typically don’t contribute to social security unless they enroll voluntarily
7. VAT (Sales Tax)
Mexico’s VAT (IVA) applies to most goods and services:
Standard rate: 16%
Border zones: Reduced rate of 8% in certain northern regions
Basic goods (e.g., tortillas, certain medicines): Often exempt
VAT is usually included in listed prices.
8. Inheritance & Gift Taxes
Mexico does not currently impose federal inheritance or gift taxes. However:
Some state-level taxes may apply in limited cases
U.S. estate and gift taxes may still apply for Americans, depending on asset size and structure
9. U.S. Tax Obligations
Even after moving abroad, U.S. citizens must file a federal tax return every year, no matter where they live. You may be eligible for:
Foreign Earned Income Exclusion (FEIE): Excludes up to ~$120,000 of foreign earned income (2025)
Foreign Tax Credit (FTC): Offsets U.S. taxes based on income taxes paid to Mexico
FBAR and FATCA reporting: Required if your foreign accounts exceed $10,000 USD in total
Failure to comply can result in significant penalties, so working with a cross-border tax specialist is highly recommended.
Bottom Line
If you’re an American moving to Mexico, your tax situation depends on:
Whether you become a tax resident (183+ days/year)
The type and source of income you receive
Whether you purchase property or start a business in Mexico
How well you plan to avoid double taxation
Mexico offers a more tax-friendly and affordable lifestyle for many expats, but good tax planning is essential. With the right strategy and expert support, you can enjoy the benefits of life in Mexico without running into surprises from the IRS—or SAT (Mexico’s tax authority).
Ready to navigate the complexities of moving from the US to Mexico? Contact our partners, experienced immigration lawyers, to receive personalized guidance, expert advice, and professional assistance with your visa application. Let us help make your extended stay in Italy a seamless and successful experience. Reach out to us now to start the process!
How can a lawyer help me with moving to Mexico?
A lawyer can help you by providing legal advice and guidance throughout the application process. Some ways a lawyer can assist you include:
Eligibility Assessment
An immigration lawyer will evaluate your specific case—whether you’re moving for work, study, retirement, or to join family—to ensure you meet the criteria for the Temporary or Permanent Resident Visa in Mexico. They’ll assess the best path for your situation, including financial solvency, employer sponsorship, or family reunification.
Document Preparation
A lawyer can help you gather and organize all the required paperwork, which typically includes:
Proof of financial means (bank statements, pension income, etc.)
Proof of accommodation in Mexico (rental lease, property deed, or host invitation letter)
Health insurance valid in Mexico
A clean criminal background check (often with Apostille)
Specific documents depending on your visa purpose (job offer, university acceptance letter, marriage certificate, etc.)
Application Submission
They’ll guide you through the process of submitting your visa application at the Mexican Consulate in your home country. From filling out the form correctly to meeting local consular requirements, a lawyer helps avoid common mistakes that could delay or jeopardize your application.
Navigating Mexican Bureaucracy
Mexico’s immigration process can involve multiple steps and paperwork, both before and after your arrival. A lawyer can help you navigate the National Immigration Institute (INM) and other administrative systems efficiently, making sure everything is submitted correctly and on time.
Follow-Up on the Visa Process
Your lawyer can track the status of your application and respond promptly if the consulate or INM requests additional information, helping to keep things moving without unnecessary delays.
Residency Card (Tarjeta de Residencia)
After arriving in Mexico, your lawyer will assist with the final step—applying for your residency card within 30 days at the local INM office. They’ll help with scheduling appointments, submitting documents, and ensuring you complete this transition smoothly.
Appeals and Troubleshooting
If your visa is denied, an experienced immigration lawyer can help you appeal the decision, clarify any misunderstandings, and strengthen your case for reapplication. Their support can make a big difference if issues arise during the process.
If you’d like to explore how we can support you with the Italian visa process, feel free to book a meeting with us.
Our team of experienced lawyers is ready to assist you and guide you through the entire application process. Let us help you make your dream of living and working in Mexico a reality.
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Quality Life for You and Your Family
Why Mexico?
Obtaining a Temporary Resident visa in Mexico offers numerous advantages. Firstly, it opens an opportunity to live in one of Latin America’s most captivating countries, with its vibrant cities, stunning coastline, and rich cultural heritage. Secondly, the visa enables access to Mexico’s thriving digital and tech ecosystem, fostering networking opportunities and professional growth. Lastly, you will immerse in the warmth of Mexican hospitality, savor its delectable cuisine, and explore its diverse regions while maintaining a flexible work-life balance.
Cultural immersion
Experience the rich Mexican culture.
Stable economy
Mexico has a stable and growing economy
Delicious cuisine
Taste world-renowned Mexican food and wine.
Affordable living
Cost of living is lower compared to other countries.
Healthcare access
Access to high-quality healthcare facilities and services.
Skilled workforce
Mexico has a highly skilled and multilingual workforce.
Travel Opportunities
Explore diverse regions within Mexico.
Frequently Asked Questions
1. Can Americans move to Mexico easily?
Yes! Mexico is one of the most accessible countries for Americans to move to. U.S. citizens can enter without a visa for stays up to 180 days for tourism or business. For longer stays, Mexico offers multiple visa options for retirees, remote workers, students, and families.
2. What visa do I need to move to Mexico?
Most Americans apply for the Temporary Resident Visa (valid for 1–4 years) or the Permanent Resident Visa (for long-term stays without renewals). The right visa depends on your financial situation, reason for moving, or family ties.
3. Can I live in Mexico without a visa?
You can stay in Mexico for up to 180 days with just your U.S. passport and a tourist permit (FMM), but this doesn’t allow you to live, work, or establish residency. For that, you need to apply for the appropriate long-stay visa.
4. How much money do I need to move to Mexico?
For a Temporary Resident Visa, most Mexican consulates require proof of monthly income of around $2,600–$3,000 USD or savings of around $43,000–$50,000 USD. The exact amount varies slightly by consulate.
5. How do I apply for residency in Mexico?
Start by applying at a Mexican consulate in the U.S., presenting your documents (passport, proof of income/savings, etc.). Once your visa is approved, you’ll enter Mexico and finalize your residency at the National Immigration Institute (INM) within 30 days.
6. Can I work in Mexico as an American?
Yes, but only with the correct visa. You’ll need a Work Visa or permission to work under your Temporary Residency. Your Mexican employer must start the application process from within Mexico before you apply at the consulate.
7. Do I need to learn Mexican to live in Italy?
While it’s not legally required, knowing Spanish is highly recommended. In major cities or expat hubs, many locals speak some English—but for daily life, paperwork, and integration, Spanish will be a big help.
8. Can I buy property in Mexico as an American?
Yes! Americans can legally buy property in Mexico, including along the coast and near borders through a bank trust (fideicomiso) or Mexican corporation. Ownership rights are protected, but it’s best to work with a real estate lawyer.
9. What are the healthcare options for expats in Mexico?
Expats can choose between public healthcare (IMSS) and private health insurance. Private healthcare is affordable, high-quality, and widely used by foreigners. Many expats also keep U.S. insurance or international policies for extra coverage.
10. How does taxation work for Americans in Mexico?
If you live in Mexico more than 183 days a year, you’re considered a Mexican tax resident and must declare your global income. However, the U.S.–Mexico tax treaty helps prevent double taxation, and Americans still need to file U.S. taxes annually.
11. Can I retire in Mexico as an American?
Yes, and it’s a very popular choice! Many Americans retire in Mexico using the Temporary Resident Visa based on pension or investment income. The cost of living is lower, and the quality of life is high in many retirement-friendly towns.
12. Is Mexico safe for expats?
Generally, yes—especially in popular expat areas like San Miguel de Allende, Mérida, Puerto Vallarta, or Lake Chapala. Like any country, safety varies by region. Staying informed, taking normal precautions, and avoiding high-risk areas is key.
13. Can I drive in Mexico with a U.S. license?
Yes, Americans can drive in Mexico with a valid U.S. driver’s license. If you plan to stay long-term, you may need to exchange it for a Mexican license. You’ll also need Mexican car insurance (U.S. policies aren’t valid in Mexico).
14. What’s the best city in Mexico for expats?
It depends on your lifestyle. Popular choices include:
Mérida (safety, culture)
Puerto Vallarta (beach, LGBTQ+ friendly)
Mexico City (urban lifestyle, culture)
San Miguel de Allende (historic charm, large expat community)
Lake Chapala (retirees, affordability)
15. Do I need an immigration lawyer to move to Mexico?
It’s not required, but many expats choose to work with a lawyer to simplify the process, avoid delays, and get personalized support. Especially helpful if you’re applying for work or investment-based residency. If you are looking for a lawyer that can help you with the process, don’t hesitate to contact us and our mexican lawyers will contact you.
16. How long does it take to get a visa for Mexico?
Processing times vary by consulate, but you can usually get a visa decision within 1 to 4 weeks. After entering Mexico, you’ll need another 1–2 months to complete your residency card at INM.
Our Team
For us, Lexidy is a way of life and what excites us the most is to be able to deliver the happiness and satisfaction of a successful immigration process. We want to help you achieve your goals and dreams, whether it’s residence in Mexico or simply an investment.
Visit us: Blvd. Manuel Ávila Camacho 137, Piso 3 Comunal, Polanco III Secc, Miguel Hidalgo, 11550 Ciudad de México, CDMX
Write us: info@lexidy.com – Call us: +52 55 8525 0774
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