Debt collection in Spain

Our Spanish debt collector helps to recover claims of all kinds and amounts in the shortest time possible.

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Debts slow down the entrepreneur's activity. In the worst cases, this can lead to a fatal outcome for the company if one does not take care of it.

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What is Debt Collection?

Debt collection service aims to recover a credit of any kind or amount provided it is overdue, liquid and enforceable.

How a lawyer collects a debt?

1. Extrajudicial Procedure: Letter of Demand

As the first step, our lawyers will address a Letter of Demand to the debtor. Before starting a judicial procedure our lawyer will try to resolve the debt in a friendly matter. If the negotiations are successful then the debt collection process ends here. It works without the need to start a judicial process. We also take care of preparing all kind of agreements. Besides, if this is in the interest of our client we schedule a payment for the debtor.

  1. Judicial Procedures

If extrajudicial procedures are not successful it is advisable to continue with legal proceedings. Before doing this, it’s important for Lexidy to determine the solvency of the debtor. There are different ways to proceed depending on the type, amount, and nature of the debt:

In standard procedures, the court issues an order for the debt collection in Spain to be paid. There are several legal routes depending on the amount owed (greater or less than €6,000) and if the order is opposed.

HOW CAN A LAWYER HELP ME?

Our debt collector knows the precise steps that need to take to be used when recovering the debt.  Our experience facilitates reaching an agreement that help to avoid litigation and any additional costs.

Lexidy’s debt collectors know how to initiate the legal proceedings effectively. In the case of “complicated” or “recalcitrant” debtors, our lawyer in Spain will know how to find assets that can be seized and liquidated so that the debt is fully satisfied.

Process of Debt Recovery

  1. Request for payment from a debtor.
  2. Our debt collector will try to reach a negotiation.
  3. If a debtor does not pay, we will initiate legal action through a lawsuit.
  4. We prepare a power of attorney to work on behalf of the client.
  5. The lawyer will obtain all the evidence for the legal proceedings.
  6. Lawyer attends all hearings and the trial until a firm sentence is obtained.
  7. We will make sure that the appropriate steps are taken to include the lawyer’s and attorney’s fees. So, the court makes an assessment of costs and the debtor pays these costs.
  8. If the debtor does not pay, we will enforce the judgment and request the seizure of the debtor’s assets.
  9. You receive payment for debt recovery.

Meet your
Debt Collection specilaists in Spain

Diego Mendizábal Litigation Lawyer, Head of Department at Lexidy

Diego Mendizábal

Head of Litigation Department

Antonio Torres Valdés Real Estate lawyer at Lexidy

Antonio Torres Valdés

Litigation Lawyer

116
141
+

Debt collection assisted

1151
1300
+

Clients assisted in 2020

2
4.9
+

Our Score on Google Maps

About us

Lexidy Law Boutique is a modern, dynamic, and innovative law firm. We always put customers at the center of our work. Our team is committed to providing a client with an exceptional experience. Our expertise in Sapin and Portugal allows us to solve complex problems thoroughly and cut all the risks before they may happen.

Frequently Asked Questions

1. What are alternatives to debt collection?

Mediation is an alternative system of conflict resolution, extrajudicial, confidential and voluntary. In mediation the parties enter into a dialogue to reach a common agreement. Professional mediator is required in this cae.

2. How long a debt collector can collect?

In the case of an unpaid invoice between companies, the term will be 5 years to claim payment from the date of issue. In the case of goods purchased by a consumer, the time limit is 3 years.

3. Can I receive debt collection letters for someone else?

No, only if someone is a guarantor for another company/individual should they be liable on their behalf. 

5. What is debt collection arbitration?

It is an alternative system of conflict resolution, extrajudicial, confidential and voluntary, in which the parties enter into a dialogue to reach a common agreement that puts an end to the dispute. The intervention of an impartial and neutral third party, the mediator, is required.

6. How do you win a debt collection lawsuit?

When we file a lawsuit, the debtor may choose not to oppose and pay the amount in full or in part. Otherwise, we will have to wait for the judgment. If there are errors in the judgment, clarification or appeal can be requested. Only the final judgment is enforceable. If having won a trial, the debtor does not pay, we can execute the judgment and request that a seizure be made on his assets.

7.  What happens if the person doesn’t pay a debt collection?

 If a company or individual does not voluntarily pay a debt, we lawyers take care of filing a lawsuit and obtaining a judicial title (the judgment). This title entitles us to seize the debtor’s assets in order to satisfy the debt.

TESTIMONIALS

Google Review User

“Laura Fusté and her support team responded to every question and need we had very quickly and thoroughly. We had and continue to have complete confidence in their support and direction. Never once did we feel we were “on our own” to figure out our original residency process, nor our renewal.”

Rebecca del Rio Google Reviews
Google Review user

“I initially went to another lawyer, who showed no interest in assisting at all. Luckily I came across Lexidy, who provided me with a professional, knowledgeable, and very efficient service. Would thoroughly recommend David and his team!”

Google reviews user

“I had a great experience with Lexidy’s Immigration department. They have been very professional and above all, very responsive in answering my queries and dealing with the applications.”

Andreea Pascu Google Reviews
Google review User

“I must give MEGA thanks to Mònica and Max at Lexidy Law Boutique. They were very helpful with a legal matter that I had, answering 60+ emails and patiently explaining to me the various options available to address my needs. They were EXTREMELY responsive, attentive to my needs at every moment, very clear communication, and super helpful.”

Ronda Zelezny-Green Google Reviews

Leading lawyers in Spain and Portugal you can rely on. Legal assistance in one click.

We are English speaking Spanish lawyers in Spain and Portugal that speak your language. If you would like more information or have any questions on any of our services, please do not hesitate to contact us directly.

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Avinguda Diagonal, 442, 3º 1ª, 08037

Madrid
Calle Villalar 7, Bajo Izquierda, 28001

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